Identity proofing is a fundamental element of digital authentication. NIST has developed Identity Assurance Levels (IALs), which represent how likely it is that a claimed identity corresponds with a real world one.

The IAL3 process requires submission of superior-strength identity evidence and its subsequent verification by an authenticator in order to prevent stand-in fraud. Additionally, binding an authenticator helps combat these types of fraudulent activities.

IAL3 identity proofing

Identity Assurance Levels (IALs) are an essential component of NIST digital identity guidelines, representing the degree to which a digital identity asserted corresponds with real world existence. At its highest rigor level IAL3 requires document verification and biometric comparison to ensure claimed attributes match real life attributes, helping prevent fraudsters and unauthorised access.

HYPR Affirm, the FIDO Certified Passwordless Authentication and Comprehensive Identity Verification Solution from HYPR, assists organizations to meet IAL3 requirements by strengthening authentication journeys with chat, video, facial recognition with liveness detection, document authentication and step-up re-proofing based on risk. This reduces cyber liability insurance costs while simultaneously decreasing operational expenses and attacking surface area.

TrustSwiftly provides an effective solution for meeting IAL3 standards and FedRAMP high compliance, with multiple remote NIST IAL3 verification methods including mobile driver's license verification and verifiable credentials. Our user-friendly approach provides a pleasant experience while offering superior cybersecurity, KYC/AML screenings, and KYC/AML screenings.

IAL3 compliant solution

The NIST IAL3 Identity Verification Process is a high-assurance IAL3 identityproofing solution designed to strengthen security and reduce cyber liability. By eliminating OTPs and SMS-based authentication that are vulnerable to sophisticated attacks while providing a robust approach to security, the process ensures only authorized personnel can gain access to sensitive data.

To qualify for IAL3, individuals must present evidence proving their digital identity, such as government documents verified by authoritative sources and biometric verification such as liveness detection conducted remotely or on-site by an agent authorized to do so.

An effective IAL3 compliant solution should include document authentication and biometric verification with high pixel counts to reduce spoofing risks, secure connections to protect from malware threats and multiple modalities to increase adoption and limit false negatives.

IAL3 verification

The National Institute of Standards and Technology publishes standards to serve as benchmarks in many business, scientific, and technological disciplines. From plumbing pressure-loss measurements to chemical element viscosities, these standards offer a way to compare data and systems while mitigating risks such as cybersecurity threats or privacy concerns.

The NIST 800-63A IAL3 guidelines can be broken into three components: identity proofing, authentication and federation. Federation rules provide rules for securely exchanging data among different systems or organizations and aim to mitigate threats that threaten sensitive information or critical infrastructure systems.

TrustSwiftly is an IAL3 compliant solution that uses multiple verification methods to check documents and biometrics claims, such as chat, video, facial recognition with liveness detection, document authentication and more. This process ensures a high level of trust while reducing cyber liability insurance premiums as well as operational costs by decreasing password reset requests.

NIST IAL3

NIST 800-63A IAL3 verification is an in-person identity proofing process designed to validate claims about identity. This procedure seeks to limit highly scalable attacks such as evidence falsification, theft and repudiation by restricting highly scalable attacks such as evidence falsification. As a result, fraud losses can be reduced and future-proofing against increasingly sophisticated social engineering attacks is made easier for organizations.

IAL3 involves providing at least one piece of superior evidence and two pieces of fair evidence for analysis, while also helping CSPs tailor digital processes to modern usability expectations while maintaining security while protecting privacy.

TrustSwiftly can offer a scalable solution that meets NIST SP 800-63A IAL3 verification requirements, offering step-up reproofing based on risk, in-person or remote credential issuance, liveness detection facial image captures with liveness detection support as well as various ID&V evidence types with various validation strengths (weak to superior).

It's essential to partner with someone capable of providing an efficient verification solution like TrustSwiftly can. It offers step-up reproofing which includes step-up reproofing step up reproofing step reproofing as well as support capture of facial images with liveness detection in addition to document authentication of documents.